What’s the difference between social security disability insurance and unemployment?
The government safety net offers multiple programs for people who are unable to financially take care of themselves. Two of the most widely used programs are unemployment insurance and Social Security Disability Insurance. Unemployment insurance is paid to persons who have been terminated from their employment and is meant to bridge the gap until that worker can find another job. Unemployment is meant to be temporary and kicks in immediately. Social Security Disability Insurance or SSDI is a long term solution. SSDI is for people with disabilities who are no longer able to work due to either mental or physical disabilities.
To qualify for SSDI the claimant must either have been disabled for 12 months or it is likely that the disability will continue for at least 12 months. SSDI is long term disability insurance and is in place for people who are no longer able to work. If you suffer from a disability that has affected you for more than 12 months or if your doctor tells you that it will continue for more than 12 months then you should apply for SSDI. If you have been out of work for more than 6 months then you should apply immediately. If you hesitate to apply your benefits may be reduced by thousands of dollars. If you are interested in applying for SSDI contact the attorneys at the LaBovick Law Group to review your claim.